Legal advice please, I really need some help?

OK, it sounds like you've been good about the accident. Is there still a problem? I ume that what you DIDN'T say in your question is that he didn't call you back today. I'd give it another few days. If you just get it fixed through your insurance company, there's a significant chance that you'll never see your deductible back - you'll only get it if your insurance company manages to get it from her, and that's far from a sure thing. And they can't collect from her dad, it's not his legal responsibility.